At GL&L Holdings, we offer a variety of hard money loan programs tailored to meet the specific needs of real estate investors in Houston and beyond. Whether you’re flipping properties, funding new construction, or investing in rental properties, our loan options provide flexible solutions to help you achieve your goals quickly and efficiently. Explore the different programs we offer to find the perfect fit for your investment needs.
Our Fix & Flip Rehab loans move as fast as your deal does, giving you quick access to capital so you can seize time-sensitive opportunities, fund the rehab, and keep your project on schedule.
Whether you’re a seasoned builder or just breaking into real estate, our New Construction loans fund your build from the ground up, so you can move from permit to project with confidence.
Our Undeveloped Land loans give you the capital to secure raw, untapped land now, so you can position your next project before the opportunity is gone.
Our DSCR loans qualify you on your property’s income, not your personal income, so you can secure funding based on performance and grow your rental portfolio without the paperwork slowdown.
Our Cash-Out Refinancing loans put the equity you’ve already built to work, giving you fast access to funds for your next purchase, renovation, or investment, on your terms.
Our Foreign National Passport/ITIN Loan Program opens the door for non-U.S. citizens to invest in U.S. real estate, giving international investors a straightforward path to funding without a U.S. credit history.
GL&L Holdings is based in Houston, but we proudly lend across the entire state of Texas. From Katy to Freeport, Spring to Cypress, we’ve funded real estate projects that have transformed communities and provided investors with the capital they need to succeed.
Pre-Qualification and Initial Consultation
Submit Basic Documentation
Underwriting and Approval
Loan Offer and Closing
We keep the eligibility process clear and straightforward. Here are the basic requirements:
These transparent criteria allow you to quickly assess if you qualify and avoid unnecessary inquiries.
Growing Population and Housing Demand
Houston’s expanding population creates a steady demand for housing, offering investors ample opportunities in both residential and commercial real estate.
Affordable Property Prices
Compared to other major cities, Houston offers affordable real estate, making it easier for investors to enter the market and maximize returns on investments.
Strong Job Market and Economic Growth
A diverse economy with key industries like energy, healthcare, and aerospace ensures a stable workforce, driving continuous demand for real estate.
Diverse Investment Opportunities
From new developments to property revitalization, Houston’s diverse neighborhoods provide a wide range of investment options, catering to various real estate strategies.
That’s why our we created a Free Investor Trust Checklist to help you evaluate deals, avoid costly mistakes, and move forward with confidence.
Inside the guide, you’ll learn:
✔ How to evaluate a lender before you borrow
✔ What to look for in the Houston market
✔ How to analyze deals with realistic numbers
✔ The biggest mistakes investors make (and how to avoid them)
Make smarter investment decisions before you commit capital.
We also offer valuable investment options like Joint Ventures and Co-Lending Partnerships, where you can collaborate with us or other investors to maximize your returns and expand your portfolio. Whether you’re new to investing or an experienced professional, we’re here to guide you every step of the way.
