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Cash Out Refinancing

Loan Features

Unlock the financial potential of your property with a real estate cash out loan and transform your equity into opportunities for growth.

A real estate cash out loan is a type of refinancing that lets property owners borrow against the equity they’ve built in their property, providing access to funds for a wide range of purposes. Eligibility criteria typically include the property’s current value, creditworthiness, and a suitable loan-to-value (LTV) ratio.

Loan Features

Loan Amounts

$50,000 to $1 Million

Max LTV

60 - 65%

Amortization

Up to 20 Years

Balloon Terms

1 to 3 Years

Frequently Asked Questions

The maximum amount depends on your home equity. We typically lend up to 65% of your property’s value. Contact us for a personalized assessment and explore your borrowing potential.

While a higher credit score is great, it is not the only consideration for your cash-out refinance loan. GL&L Holdings considers various factors such as your deal profitability, exit strategy, among other considerations. Apply to discover tailored options, regardless of your credit score.

Over-leverage occurs when debt surpasses asset value. Mitigate risks by assessing your financial capacity. As your lending partner, we provide guidance so you can make informed decisions, preventing over-leverage pitfalls.

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Best Construction Lender

After working with GL&L on multiple projects, I can confidently say they are the best construction lender we’ve worked with for infill housing and ground-up residential construction. We’ve successfully completed 8 homes in a row with their financing—and we’re still going. Their team truly understands the construction business. From underwriting to draws and project management, they’ve been responsive, knowledgeable, and consistently willing to help whenever we’ve needed guidance. What stands out the most is their integrity. There are no abusive lending practices, no hidden surprises, and no unnecessary obstacles. They treat builders like long-term partners, not just borrowers. If you’re looking for a lender that understands residential development, especially infill projects and new construction from the ground up, I highly recommend GL&L. They know what they’re doing, and they’ve earned our trust through results.

Xavier Martin

The Key to Making Our First Deal Possible

Absolutely blown away by the experience we had with GL&L! As first-time real estate investors, we were a little nervous about navigating the lending process, but this team made it so seamless. Every single person in that office is a gem—genuine, professional, and incredibly supportive. They’re fast, efficient, and truly know how to handle their business while keeping us in the loop every step of the way. Their lending model was the key to making our first deal possible, and we’re so grateful for their expertise and care. They broke everything down in a way that made sense and made sure we felt confident throughout the process. GL&L really feels like they were heaven-sent, and we can’t wait to work with them on all our future deals. If you’re looking for a team that’s not just about business but really about helping you win, this is it! Thank you, GL&L!

LaYauna Bonds

Los Recomiendo 100%

Gracias a todo el equipo de GL&L Holdings, buena comunicación, opciones, oportunidad, solución y profesionales, los recomiendo 100% nos ayudaron en todo momento del proceso hasta en fines de semana estuvieron alli brindando soluciones sientes la verdadera ayuda y comprensión cuando crees que no hay solución gracias gracias bendiciones para todo el equipo!

Adela Pivaral

Comprehensive Solution

G&L Holdings served as a comprehensive solution for my refurb construction loan needs. Herman and his team were exceptional, ensuring an incredibly smooth process from initiation to completion. After a prolonged 6-month search for funding, collaborating with G&L Holdings proved fruitful. In just over 60 days, they successfully funded my vision, and my project is nearing completion. I highly recommend choosing G&L Holdings for your next funding endeavor.

Rolando Del Toro

Easy to work with, Knowledgeable and Professional

Honest and dependable company. Available and responsive to the needs of their clients. Easy to work with, knowledgeable and professional in everything finance. Highly recommend GL&L Holdings today and everyday.



Kelly McManus

Very Fast and Straightforward

Working with GL&L Holdings LLC has been a great experience. The process was very fast and straightforward, I didn’t encounter any complications. GL&L Holdings helped me every step of the way in the process. Everyone was very friendly and understanding.

Manuel Del Castillo

Good Trustable Private Lender

Herman and Raquel are an account manager very professional and willing to help and find a solution for our clients needs ! We recommend them as a good trustable private lender. 

Luisa Gomez

Competitive Construction Loans & Refinancing

Our relationship with GL&L has been very productive over the last two years. They have been a great resource getting us competitive construction loans and refinancing with a personal touch to service. They have been our fastest route to date in getting everything done.

Guillermo Wydler

Great People To Work With

Great people to work with- go to place for your private money needs.

Kate Myhan

Very Professional and Fast

Excellent lender highly recommended, very professional and fast.

Luis Villegas

Great Communication

Great communication. Herman, Samantha, Virginia, and Raquel were very efficient. I hope to work with GL&L again in the near future.

Juan Flores

Honest Deals

Good experience, and honest deals. I will recommend German GL&L Holdings LLC.

Jose Guardado

Let’s work together on your next real estate project

Get a customized cash out refinancing hard money loan for your investment property.