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Fix and Flip Loans

Loan Features

Fix and Flip Rehab Loans provide essential capital to purchase, renovate and sell investment properties.

GL&L Holdings’ fix and flip loans offer quick access to capital, enabling investors to seize time-sensitive opportunities and expedite project timelines. Using fix and flip rehab loans, investors can capitalize on distressed properties that are not usually qualified for a conventional bank loan.

Loan Features

Loan Amounts

$50,000 to $1 Million

Max LTV

65 - 75%

Amortization

Up to 20 Years

Balloon Terms

12 to 18 months

Frequently Asked Questions

Fix and Flip Rehab loans are asset-based loans for investors who would like to purchase distressed properties and renovate for profit. We lend based on the asset’s future value (ARV) and can close typically within 15 to 30 business days. This loan is available for non-owner occupied properties.

The After-Repair-Value is the projected worth of a property after all of the repairs and improvements have been made. When you apply for a fix and flip loan at GL&L Holdings, the loan-to-value ratio is based on the property’s ARV. The ARV is determined by considering the formal appraisal, comps, and an accurate estimate of the dollar value of future repairs. Check out our blog to learn how to calculate for ARV.

Yes, we require one of our approved appraisers to do an appraisal. You may contact us for a list of accredited appraisal company. The appraisal must be ordered by the GL&L Holdings and the appraising company must be a neutral party and certified as well. We can schedule the appraisal for you and require the appraisal fee to be paid in advance or you may solicit your own.

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Best Construction Lender

After working with GL&L on multiple projects, I can confidently say they are the best construction lender we’ve worked with for infill housing and ground-up residential construction. We’ve successfully completed 8 homes in a row with their financing—and we’re still going. Their team truly understands the construction business. From underwriting to draws and project management, they’ve been responsive, knowledgeable, and consistently willing to help whenever we’ve needed guidance. What stands out the most is their integrity. There are no abusive lending practices, no hidden surprises, and no unnecessary obstacles. They treat builders like long-term partners, not just borrowers. If you’re looking for a lender that understands residential development, especially infill projects and new construction from the ground up, I highly recommend GL&L. They know what they’re doing, and they’ve earned our trust through results.

Xavier Martin

The Key to Making Our First Deal Possible

Absolutely blown away by the experience we had with GL&L! As first-time real estate investors, we were a little nervous about navigating the lending process, but this team made it so seamless. Every single person in that office is a gem—genuine, professional, and incredibly supportive. They’re fast, efficient, and truly know how to handle their business while keeping us in the loop every step of the way. Their lending model was the key to making our first deal possible, and we’re so grateful for their expertise and care. They broke everything down in a way that made sense and made sure we felt confident throughout the process. GL&L really feels like they were heaven-sent, and we can’t wait to work with them on all our future deals. If you’re looking for a team that’s not just about business but really about helping you win, this is it! Thank you, GL&L!

LaYauna Bonds

Los Recomiendo 100%

Gracias a todo el equipo de GL&L Holdings, buena comunicación, opciones, oportunidad, solución y profesionales, los recomiendo 100% nos ayudaron en todo momento del proceso hasta en fines de semana estuvieron alli brindando soluciones sientes la verdadera ayuda y comprensión cuando crees que no hay solución gracias gracias bendiciones para todo el equipo!

Adela Pivaral

Comprehensive Solution

G&L Holdings served as a comprehensive solution for my refurb construction loan needs. Herman and his team were exceptional, ensuring an incredibly smooth process from initiation to completion. After a prolonged 6-month search for funding, collaborating with G&L Holdings proved fruitful. In just over 60 days, they successfully funded my vision, and my project is nearing completion. I highly recommend choosing G&L Holdings for your next funding endeavor.

Rolando Del Toro

Easy to work with, Knowledgeable and Professional

Honest and dependable company. Available and responsive to the needs of their clients. Easy to work with, knowledgeable and professional in everything finance. Highly recommend GL&L Holdings today and everyday.



Kelly McManus

Very Fast and Straightforward

Working with GL&L Holdings LLC has been a great experience. The process was very fast and straightforward, I didn’t encounter any complications. GL&L Holdings helped me every step of the way in the process. Everyone was very friendly and understanding.

Manuel Del Castillo

Good Trustable Private Lender

Herman and Raquel are an account manager very professional and willing to help and find a solution for our clients needs ! We recommend them as a good trustable private lender. 

Luisa Gomez

Competitive Construction Loans & Refinancing

Our relationship with GL&L has been very productive over the last two years. They have been a great resource getting us competitive construction loans and refinancing with a personal touch to service. They have been our fastest route to date in getting everything done.

Guillermo Wydler

Great People To Work With

Great people to work with- go to place for your private money needs.

Kate Myhan

Very Professional and Fast

Excellent lender highly recommended, very professional and fast.

Luis Villegas

Great Communication

Great communication. Herman, Samantha, Virginia, and Raquel were very efficient. I hope to work with GL&L again in the near future.

Juan Flores

Honest Deals

Good experience, and honest deals. I will recommend German GL&L Holdings LLC.

Jose Guardado

Let’s work together on your next real estate project

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