401k plans are invested long-term in various private and government financial vehicles managed by third-party investment firms. Thus, you are surrendering control of your retirement to other people. Furthermore, withdrawals from your 401k are subject to taxes like a regular income.
Not having direct control over your 401Ks means that you depend on other people’s decisions for their growth, and sometimes, this comes with unnecessary risks to your investments. Because 401ks invest in bonds, stocks, and funds, earnings are not readily available when you need them. 401ks are long-term financial instruments of investment. Essentially, a 401k traps your funds in long-term investments, depriving you of opportunities that promise exponential or faster growth.
Considering these 401k limitations, putting money in other investment options can dramatically change your financial position. An investment opportunity that gives you control, regular income realization, and better returns is an alternative that is hard to ignore. If you want to take advantage of all these, be a co-private lender for real estate investors. Read on to know more.
Be a Co-Private Lender, Alternative Investment
Private Lenders are non-traditional sources of funds for real estate investors looking for better financing alternatives. Investors also prefer to work with lenders who can make faster decisions, accept alternative proofs of income, and offer quick access to funds. Private lenders can either be individuals or companies. Also known sometimes as hard money lenders, they welcome individual investors willing to help finance a real estate deal, becoming what are known as Co-Private Lenders.
The Benefits of Being a Co-Private Lender
1. Diversified Investment Portfolio
Becoming a Co-Private lender with GL&L Holdings diversifies your funds over an expanse of real estate investment projects. In particular, your investment provides financing for different real estate projects such as Fix-and-Flip and rehabbing for rentals. You earn from the interest payments from each real estate loan. Because your invested funds finance various projects and your funds come in as a loan, risks of loss are mitigated. For example, if a loan turns sour, your lending partner can still pay you your guaranteed interest while they collect from the borrower and/or foreclose on the property. Each loan is totally guaranteed by a mortgage 1st Lien Position.
2. Higher Potential Returns You Don’t Have to Wait For
Being a Co-Private Lender in real estate projects provides higher potential earnings than other investment programs. Returns on your investments range from 8% to 10.5% per annum, which gives you the advantage of accelerated growth on your investments. With GL&L Holdings‘ co-private lender program options, you can double your money in as short as 7.2 years by reinvesting your income.
3. You Control How You Want To Earn
GL&L Holdings has an array of options designed for you to have control over how you want your money to grow. You can conduct due diligence on potential borrowers through the thorough underwriting protocols and processes of GL&L Holdings. Our established procedures allow you to assess loan applications and choose those that meet the risk levels you are comfortable with. Thus, you can build your lending portfolio mix based on your criteria and preferences.
GL&L Holdings investment options let you pick among four investment packages. Each package has optimum combinations of interest rate, loan term, and minimum amount to suit your earning preferences. For example, a $40,000 investment delivers an 8% annual ROI with a term of 6 months. You will receive interest payments monthly or quarterly, depending on your preference. If you want a higher ROI of 10.5%, you need to shell out a minimum of $150,000.00 with a term of 12-18 months. The higher the ROI you want, the longer your term of investment.
4. Passive Income, Earn Extra Without the Headaches
One of the benefits of investing as a co-private lender with GL&L Holdings is that your money generates passive income for you. You earn from borrowers’ interest payments, which can be reinvested in new loans or with a Self-Directed IRA. Both methods can provide exponential growth in your retirement savings until you are ready to withdraw. You can also have them sent to you on a monthly or quarterly basis if you choose to prefer receiving additional monthly income. Thus, it is the best option if you want regular cash input for a steady retirement cash flow. Depending on the SDIRA you have signed for, your contributions may be tax-deductible, your earnings can be tax-free, or taxes when you withdraw funds from the investment.
5. Safe Investments Secured By Collateral Properties
Behind GL&L Holdings is a team of officers and professionals with 15-30 years of solid real estate industry experience. You know you have the team’s years of experience backing you up if you opt as a co-private lender with them. You get to take advantage of all the financing tools and processes the company has developed over the years as you decide what project you want to invest in.
GL&L Holdings is an alternative/bridge money lender that deals with loans secured by real estate assets or properties. The company underwriting process recognizes many loan application components many can see on a compelling real estate project plan proposal. It guarantees a recourse if the loan turns sour or the borrower fails to make monthly payments or repay the principal amount upon loan maturity. Investment recovery is through the collateral property to the mortgage. All of the loans are also executed via certified Title Company.
As a well-established hard money lender, GL&L Holdings commits interest payments to its co-private lenders or investors, regardless of delays in borrower payments or if a property foreclosure is underway.
6. Opportunities for Helping Others
With more capital to go around through investments, there will be more opportunities to explore the real estate industry. You can help revive an area or community by financing redevelopment or rehabbing initiatives for decrepit properties to help attract new residents. You can help small-scale real estate businesses have access to fast capital to keep their businesses active. You can also help other real estate start-ups by providing funds for their projects. Partnering with GL&L Holdings broadens pathways of new investments in the real estate industry. More importantly, you can help bring hope to your chosen community.
Learn, Earn, and Help
If you think your investment in a 401k earns at a glacial pace, put your money in a venture that gives you better returns. One investment vehicle that promises these benefits is to partner as a co-private lender. GL&L Holdings offers co-private lenders alternative real estate investment packages. These options start with an affordable minimum investment, a short term of 6 months, and monthly or quarterly returns. You choose based on your risk and earning appetites. You learn to assess your capacities and the options so you can choose which is best for you. GL&L Loans are secured by assets of real estate properties, thus minimizing risks of investment recovery. Investing with us also helps revive residential communities and also helps put money into that community’s economy. With our investment options, you can help bring life to communities where we have real estate projects. With GL&L Holdings, you don’t only learn and earn but also help other people realize their dreams.
See your investment options and become a co-private lender now. Give us a call at 832-770-9415 or send an email to info@gllholdings.com. Experience faster growth of investments with GL&L Holdings.
