Skip to content

Fix and Flip Loans

Loan Features

Fix and Flip Rehab Loans provide essential capital to purchase, renovate and sell investment properties.

GL&L Holdings’ fix and flip loans offer quick access to capital, enabling investors to seize time-sensitive opportunities and expedite project timelines. Using fix and flip rehab loans, investors can capitalize on distressed properties that are not usually qualified for a conventional bank loan.

Loan Features

Loan Amounts

$50,000 to $1 Million

Max LTV

65 - 75%

Amortization

Up to 20 Years

Balloon Terms

12 to 18 months

Frequently Asked Questions

Fix and Flip Rehab loans are asset-based loans for investors who would like to purchase distressed properties and renovate for profit. We lend based on the asset’s future value (ARV) and can close typically within 15 to 30 business days. This loan is available for non-owner occupied properties.

The After-Repair-Value is the projected worth of a property after all of the repairs and improvements have been made. When you apply for a fix and flip loan at GL&L Holdings, the loan-to-value ratio is based on the property’s ARV. The ARV is determined by considering the formal appraisal, comps, and an accurate estimate of the dollar value of future repairs. Check out our blog to learn how to calculate for ARV.

Yes, we require one of our approved appraisers to do an appraisal. You may contact us for a list of accredited appraisal company. The appraisal must be ordered by the GL&L Holdings and the appraising company must be a neutral party and certified as well. We can schedule the appraisal for you and require the appraisal fee to be paid in advance or you may solicit your own.

Let’s work together on your next real estate project

Get a customized financing solution for your investment property. Set up a free consultation with us via call, video conference, or an in-person meeting.