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100 Acronyms Every Real Estate Investor Should Know

    Truth is, it’s always worth it to get familiar with the real estate lingo to help you understand your contracts, listings, agreements, and day-to-day conversations better. That’s why we listed 100 real estate acronyms and abbreviations that you are likely to encounter whether you’re just getting into real estate or a seasoned pro.

    So, feel free to bookmark this page to make it for a handy reference! 

    100 Real Estate Acronyms & Abbreviations

    • 1031: 1031 exchange
    • 1C(2C): 1-car or 2-car garage
    • ABR: Accredited Buyer Representative
    • ACTV: active listing
    • AFD: agreement for deed (contract of deed)
    • AITD: all inclusive trust deed
    • AMORT: Amortization
    • AMO: Accredited Management Association
    • APR: annual percentage rate
    • APT: apartment
    • ARM: adjustable-rate mortgage
    • ARV: after-repair value
    • BOM: back on market
    • BPO: broker’s price opinion
    • CAC: central air conditioning
    • CAP: capitalization / cap rate
    • CapEx: capital expenditures
    • CCIM: Certified Commercial Investment Member
    • CCREA: Certified Commercial Real Estate Advisor
    • CCR: conditions, covenants & restrictions
    • CF: cash flow
    • CFD: contract for deed
    • CLSD: closed listing
    • CLTV: combined loan-to-value ratio
    • CMA: comparative market analysis
    • COCR/CCR/CoC: cash-on-cash return
    • COF: cost of funds
    • CPM: certified property manager
    • CRB: certified real estate brokerage manager
    • CRE: commercial real estate
    • CRS: certified residential specialist
    • DBA: doing business as
    • D/E: Debt-to-equity ratio
    • DOS: due on sale clause
    • DOT: deed of trust
    • DSCR/DCR/DSR: debt service (coverage) ratio
    • DSP: garbage disposal
    • DTI: debt-to-income ratio
    • EMC: earnest money contract
    • FHA: Federal Housing Administration
    • FMR: fair market rent
    • FMV: fair market value
    • FNMA: Fannie Mae
    • FRBO: for rent by owner
    • FRM: fixed-rate mortgage
    • FSBO: for sale by owner
    • GRI: gross rental income
    • GRM: gross rent multiplier
    • HELOC: home equity line of credit
    • HML: hard money lender
    • HOA: homeowners association
    • HVAC: heating, ventilation & air conditioning
    • HUD: Housing & Urban Development
    • IRC: Internal Revenue Code
    • IRR: internal rate of return
    • JV: joint venture
    • LLC: limited liability company
    • LLP: limited liability partnership
    • L/O: lease option
    • LOC: line of credit
    • LOI: letter of intent
    • L/P: lease purchase
    • LPOA: limited power of attorney
    • LTV: loan-to-value ratio
    • MAO: maximum allowable offer
    • MBA: master bedroom with bath
    • MFH: multi-family home
    • MIP: mortgage insurance premium
    • NAR: National Association of Realtors
    • MLS: Multiple Listing Service
    • NAREIA: National Real Estate Investors Association
    • NNN: triple-net lease
    • NOD: notice of default
    • NOI: net operating income
    • NOO: non-owner occupied
    • OO: owner-occupied/occupant
    • P&S: purchase and sale
    • PCF: price-to-cash-flow ratio
    • PITI: principal, interest, taxes, and insurance
    • PMI: private mortgage insurance
    • POA: power of attorney / property owners association
    • POF: proof of funds
    • QCD: quit claim deed
    • REI: real estate investing
    • REIA: Real Estate Investment Association
    • REIT: real estate investment trust
    • REO: real estate owned (bank-owned/lender-owned/foreclosed property)
    • ROI: return on investment
    • RTO: rent to own
    • SDIRA: self-directed individual retirement account
    • SFH: single-family home
    • SS: short sale
    • Sub2: subject to existing financing
    • T/B: tenant buyer
    • TIL: truth in lending (act)
    • UBIT: unrelated business income tax
    • VA: Veterans Administration
    • VA: virtual assistant
    • WAR: warranty plan

    Would you like to share any acronyms or buzzwords we might have missed on the list? Help our real estate community by sharing it below!