Where do I send my Loan Application?

Please email, fax or mail your application to us. Our email address is info@gllholdings.com, our fax number is 888.879.9055.

Can I get a loan if I am a sole proprietor, corporation, partnership, LLC or trust?

Yes, however all loans must be personally guaranteed.

Can I finance closing costs and fees?

Normally no and never on the first deal, however once we have established an on-going relationship, we can be flexible and we can consider reducing your out of pocket expenses. Our goal is to make your experience with our firm a satisfactory one.

Is an appraisal required?

Yes, we require one of our approved appraisers to do an appraisal. We can schedule the appraisal for you and require the appraisal fee to be paid in advance or you may solicit your own. Please see our “approved list of appraisers” if you need to find a company.

Do I need to open  a title?

Please see our “approved list of title companies” if you need to find a company.

Is a survey required?

Yes, we require a survey on every deal. The title company you select will usually have this done for you.

What type of insurance do I have to carry?

At closing, we will require a one year, paid in advance or at closing Builders’ Risk certificate of insurance with a vacancy clause. Also, Windstorm coverage will be required for properties located in Brazoria and Galveston Counties as well as certain locations in east Harris County. Flood Insurance will be required for any property located in the flood zone. If you need a policy we can solicit one on your behalf.

What is the process to receive a  draw?

To request a draw please complete a draw request form which can be found online under “forms.” Please email, fax or mail your draw request to akilah@gllholdings.com or fax to  888.879.9055 . The draw inspection fee is $150.00 accompanied by a $30 wire fee which will be deducted from the requested draw amount.

Why Hard Money:

You’re looking to invest in properties, but you don’t quite have the cash to make your purchase. Such a loan can help you to perform repairs on a property if the property is in shoddy condition.

A hard money loan can give you the cash you need to increase the value of the property so you can profit for many years.

GL&L Holdings will be delighted to help you achieve your dreams. All you have to do is make contact, and we will talk to you frankly about your financing needs. We even have pre-qualification options available.

What is the maximum I can borrow?

We lend up to 70% of the ARV (After-Repair-Value) of the property.

How much can I borrow? 

Our loans can be as low as $50K and as high as $2.0Million depending on the property

Can I do a loan as a 2nd Lien?

We don’t lend on a 2nd Lien Position.  All of our loans must in the 1st Position and guaranteed by a Title Policy that will be paid by the borrower at closing.

What type of properties can I borrow on?

We lend on both residential and commercial and even on empty lots depending on many factors

What are the closing Fees?

Our fees are very competitive with private lenders in the Houston area.  Typically 3-4% origination fee as well as legal doc preparation and administrative fees are also involved.

What is the longest term I can borrow money for?

We lend based on either a 15-25yr amortization or interest free but always with a balloon term between 1yr-3yrs.

How fast can the closing happen?

Typically a loan can be closed within 15 days if there are no title issues and an appraisal can be ordered very quickly.  We’ve closed some loans as soon as 7 business days.

Do you partner on deals?

Yes, we can partner on deals and have done multiple projects in a Joint Venture (JV) scenario.


Shop around and lets us meet or beat whatever offer you receive.
Contact us a 832-770-9415