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Category Archives: Investments

Loan-To-Value Ratio – LTV Ratio

What is 'Loan-To-Value Ratio - LTV Ratio' The loan-to-value ratio (LTV ratio) is a lending risk assessment ratio that financial institutions and others lenders examine before approving a mortgage. Typically, assessments with high LTV ratios are generally seen as higher risk and, therefore, if the mortgage is approved, the loan generally costs the borrower more to borrow. Additionally, a loan with a high…
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5 Essential Investing Moves For Millennials

photo from pexels.com If you believe recent reports from the web, you probably think Millennials are financial floozies, trading their retirement money for Venti lattes. The reality is probably not that bad, but also not as click-worthy: Research from the Transamerica Center for Retirement Studies indicates that nearly three-quarters of Millennials are saving for retirement…
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